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ProviderEmirates Islamic

Emirates Islamic Goods Murabaha Finance

Eligibility unknownShariah-compliantPersonal Loans

Unsecured finance for personal needs with fixed monthly payments.

Last verified Nov 11, 2026, 3:01 PM1 source behind these figures

Terms and conditions

Pricing
Minimum amountAED 20,000.00
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Maximum amountAED 250,000.00
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Rate typeReducing balance
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Interest rate (APR)—No evidence recorded
Profit rate9.06% p.a.
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Processing fee1.50% flat
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Processing fee capAED 2,500.00
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Early settlement fee1.00% flat
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Terms
Salary transfer requiredYes
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Processing time3 days
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Shariah compliance
Shariah structureIjara
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Profit rate basisReducing balance
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Shariah board referenceEI-SSB-2026-037
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Eligibility
Minimum monthly incomeAED 9,000.00
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Minimum age25 years
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Maximum age at maturity60 years
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Residency eligibilityResidents and UAE nationals
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Eligible employer typesPrivate sector, Government
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Minimum tenure12 months
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Maximum tenure48 months
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