ProviderMashreq
Mashreq Fixed-Rate Home Loan
Eligibility unknownMortgagesLong-term finance for residential property in the UAE.
Last verified Nov 11, 2026, 3:01 PM2 sources behind these figures
Terms and conditions
| Pricing | |
| Minimum amount | AED 500,000.001 source
|
|---|---|
| Maximum amount | AED 2,500,000.001 source
|
| Rate type | Reducing balanceNo evidence recorded |
| Interest rate (APR) | 5.04% p.a.1 source
|
| Profit rate | —No evidence recorded |
| Processing fee | 1.50% flat1 source
|
| Processing fee cap | AED 1,500.00No evidence recorded |
| Early settlement fee | 2.00% flat1 source
|
| Maximum loan-to-value | 85.00% flat1 source
|
| Fixed-rate period | 0 months1 source
|
| Terms | |
| Salary transfer required | Yes1 source
|
| Processing time | 1 daysNo evidence recorded |
| Eligible property types | Villa, TownhouseNo evidence recorded |
| Shariah compliance | |
| Shariah structure | —No evidence recorded |
| Profit rate basis | —No evidence recorded |
| Shariah board reference | —No evidence recorded |
| Eligibility | |
| Minimum monthly income | AED 17,000.00No evidence recorded |
| Minimum age | 23 yearsNo evidence recorded |
| Maximum age at maturity | 60 yearsNo evidence recorded |
| Residency eligibility | Residents and UAE nationalsNo evidence recorded |
| Eligible employer types | Private sector, GovernmentNo evidence recorded |
| Minimum tenure | 60 monthsNo evidence recorded |
| Maximum tenure | 300 months1 source
|