ProviderIndustrial and Commercial Bank of China
Industrial and Commercial Bank of China Business Loan
Eligibility unknownBusiness LoansTerm finance for SMEs and established companies.
Last verified Nov 11, 2026, 3:01 PM1 source behind these figures
Terms and conditions
| Pricing | |
| Minimum amount | AED 100,000.001 source
|
|---|---|
| Maximum amount | AED 250,000.001 source
|
| Rate type | Reducing balance1 source
|
| Interest rate (APR) | 13.48% p.a.1 source
|
| Profit rate | —No evidence recorded |
| Processing fee | 0.50% flat1 source
|
| Processing fee cap | AED 1,500.001 source
|
| Early settlement fee | 1.05% flat1 source
|
| Terms | |
| Salary transfer required | No1 source
|
| Processing time | 2 days1 source
|
| Minimum company vintage | 24 months1 source
|
| Minimum annual turnover | AED 1,000,000.001 source
|
| Accepted collateral | Receivables, Property1 source
|
| Shariah compliance | |
| Shariah structure | —No evidence recorded |
| Profit rate basis | —No evidence recorded |
| Shariah board reference | —No evidence recorded |
| Eligibility | |
| Minimum monthly income | AED 0.001 source
|
| Minimum age | 21 years1 source
|
| Maximum age at maturity | 70 years1 source
|
| Residency eligibility | Residents and UAE nationals1 source
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| Eligible employer types | Self-employed1 source
|
| Minimum tenure | 12 months1 source
|
| Maximum tenure | 36 months1 source
|