ProviderEmirates NBD
Emirates NBD Islamic Covered Card
Eligibility unknownShariah-compliantCredit CardsCredit card with rewards, travel benefits and instalment plans.
Last verified Nov 11, 2026, 3:01 PM1 source behind these figures
Terms and conditions
| Fees and rates | |
| Annual fee | AED 700.001 source
|
|---|---|
| Monthly interest rate | 3.34% p.m.1 source
|
| Foreign-currency markup | 3.25% flat1 source
|
| Rewards and benefits | |
| Cashback | 5.00% flat1 source
|
| Airport lounge access | Yes1 source
|
| Rewards | Cashback, Points1 source
|
| Shariah compliance | |
| Shariah structure | Tawarruq1 source
|
| Profit rate basis | Reducing balance1 source
|
| Shariah board reference | ENBD-SSB-2026-0401 source
|
| Eligibility | |
| Minimum monthly income | AED 6,500.001 source
|
| Minimum age | 21 years1 source
|
| Maximum age at maturity | 65 years1 source
|
| Residency eligibility | Residents and UAE nationals1 source
|
| Eligible employer types | Private sector, Government, Self-employed1 source
|
| Minimum tenure | —No evidence recorded |
| Maximum tenure | —No evidence recorded |