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ProviderEmirates Islamic

Emirates Islamic Islamic Platinum Covered Card Premium

Eligibility unknownShariah-compliantCredit Cards

Credit card with rewards, travel benefits and instalment plans.

Last verified Nov 11, 2026, 3:01 PM1 source behind these figures

Terms and conditions

Fees and rates
Annual feeAED 0.00
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Monthly interest rate3.96% p.m.
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Foreign-currency markup0.00% flat
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Rewards and benefits
Cashback1.00% flat
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Airport lounge accessNo
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RewardsDining offers
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Shariah compliance
Shariah structureMurabaha
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Profit rate basisReducing balance
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Shariah board referenceEI-SSB-2026-006
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Eligibility
Minimum monthly incomeAED 12,500.00
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Minimum age21 years
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Maximum age at maturity60 years
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Residency eligibilityResidents and UAE nationals
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Eligible employer typesPrivate sector, Government, Self-employed
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Minimum tenure—No evidence recorded
Maximum tenure—No evidence recorded