ProviderEmirates Islamic
Emirates Islamic Islamic Balance Transfer
Eligibility unknownShariah-compliantBalance TransferConsolidate card and loan balances at a promotional rate.
Last verified Nov 11, 2026, 3:01 PM1 source behind these figures
Terms and conditions
| Pricing | |
| Minimum amount | AED 5,000.001 source
|
|---|---|
| Maximum amount | AED 250,000.001 source
|
| Rate type | Reducing balance1 source
|
| Interest rate (APR) | —No evidence recorded |
| Profit rate | 9.74% p.a.1 source
|
| Processing fee | 1.00% flat1 source
|
| Processing fee cap | AED 1,500.001 source
|
| Early settlement fee | 1.00% flat1 source
|
| Promotional rate | 2.31% p.a.1 source
|
| Promotional period | 12 months1 source
|
| Transfer fee | 2.00% flat1 source
|
| Terms | |
| Salary transfer required | Yes1 source
|
| Processing time | 5 days1 source
|
| Shariah compliance | |
| Shariah structure | Murabaha1 source
|
| Profit rate basis | Reducing balance1 source
|
| Shariah board reference | EI-SSB-2026-0051 source
|
| Eligibility | |
| Minimum monthly income | AED 13,000.001 source
|
| Minimum age | 25 years1 source
|
| Maximum age at maturity | 65 years1 source
|
| Residency eligibility | Residents1 source
|
| Eligible employer types | Private sector, Government1 source
|
| Minimum tenure | 6 months1 source
|
| Maximum tenure | 48 months1 source
|