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ProviderEmirates Islamic

Emirates Islamic Islamic Corporate Covered Card

Eligibility unknownShariah-compliantCorporate Cards

Cards for employees with spend controls and expense integration.

Last verified Nov 12, 2026, 10:41 PM1 source behind these figures

Terms and conditions

Fees and rates
Annual feeAED 300.00
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Monthly interest rate3.36% p.m.
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Foreign-currency markup2.50% flat
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Controls and benefits
Maximum limit per employeeAED 100,000.00
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Expense integrationsSAP Concur, Xero, QuickBooks, Zoho Expense
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Cashback2.00% flat
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Airport lounge accessNo
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Shariah compliance
Shariah structureTawarruq
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Profit rate basisReducing balance
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Shariah board referenceEI-SSB-2026-032
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Eligibility
Minimum monthly incomeAED 0.00
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Minimum age21 years
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Maximum age at maturity70 years
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Residency eligibilityResidents and UAE nationals
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Eligible employer typesSelf-employed
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Minimum tenure—No evidence recorded
Maximum tenure—No evidence recorded