ProviderRuya Community Islamic Bank
Ruya Community Islamic Bank Islamic Current Account
Eligibility unknownShariah-compliantAccountsEveryday banking with local and international transfers, cards and digital access.
Last verified Nov 11, 2026, 3:02 PM1 source behind these figures
Terms and conditions
| Fees and balances | |
| Minimum balance | AED 0.001 source
|
|---|---|
| Monthly fee | AED 0.001 source
|
| International transfer fee | AED 78.751 source
|
| Credit interest rate | 0.98% p.a. flat1 source
|
| Features | |
| Digital onboarding | Yes1 source
|
| Shariah compliance | |
| Shariah structure | Mudaraba1 source
|
| Profit rate basis | Reducing balance1 source
|
| Shariah board reference | RUYA-SSB-2026-0051 source
|
| Eligibility | |
| Minimum monthly income | AED 4,500.001 source
|
| Minimum age | 23 years1 source
|
| Maximum age at maturity | 65 years1 source
|
| Residency eligibility | Residents and UAE nationals1 source
|
| Eligible employer types | Private sector, Government, Self-employed1 source
|
| Minimum tenure | —No evidence recorded |
| Maximum tenure | —No evidence recorded |